Stop Cons, Scams And Thefts On Holidays Or Vacations

By Dorothy Yamich

Whenever you travel on commercial air flights, or by trains and buses, you have to go through either an airport, train station, or bus station. This can present problems for unsuspecting travelers who are on vacations or holidays, because these are the places where pickpockets and thieves love to operate. There are many things that you can do to avoid becoming a victim when traveling on vacation and holiday, most of which are common sense. Here are some travel tips that can help.

Do not wear jewelry or an expensive looking watch as that's an invitation to robbers.

Wear a money belt under you shirt or blouse to help foil pickpockets as well as muggers. It is a good idea to put your things in a Ziploc type bag and then put the bag in your money belt. The reason for this is that the money belt and the items in it will get soaked from your perspiration, especially in hot climates, and this will help keep them dry. Do not open your money belt in public to take out credit cards, cash, or traveler's checks.

Before leaving on a vacation or holiday, it may be worth it to sew a few pockets on the inside of your slacks, skirts, or underclothing where you can hide some spare cash when you are out and about for the day. If you are carrying traveler's checks, cash, or credit cards on your person, divide them up and put them in different pockets. That way if any pickpocket is successful, he or she won't get everything. It also makes sense to use a safety pin to make each pocket opening smaller so that a pickpocket will have difficulty pulling anything out of your pockets without you feeling it.

If a lot of children gather around you in the street and cause a commotion, you are probably being targeted by pickpockets who are using the children to divert your attention. If two of the locals engage in a yelling and shoving match near you, they may be a distraction for pickpockets. Another way to distract you is to have someone collapse in front of you. When you lean over to help them, the pickpocket will strike. A different variation involves two thieves working together, one gently dropping some ketchup, mustard, or ice cream on one of your shoulders and then distracting you by pointing to the mess and helping you wipe it off. The other pickpocket then will go into action.

Pickpockets love to target men with their wallets invitingly exposed in their back pockets, and obese people because they are less likely to feel their pockets being picked. You must always be especially vigilant in airports, train and bus stations and watch your luggage, laptop, and camera like a hawk as they can vanish in an instant. Keep in mind that pickpockets prefer tourists, especially when they are in crowds.

Be aware when you are wearing a backpack. A thief may slash the bottom of it, spilling the contents onto the street where he and his accomplices quickly pick up your possessions and run away in different directions.

Usually muggings happen at night and not in the bustling part of the city. If you are accosted by an armed robber, don't argue or resist. Give them what they want and be thankful you don't get hurt. What they take from you can always be replaced and just isn't worth risking your life over.

After we read Bob Arno's book on how people can avoid cons, thefts, and street scams, we felt that it would be a valuable book for anyone who goes on vacation, or travels for business, to also read. It is chuck full of information and photos that show you how many scams work. There is no limit as to what criminals can conspire to think of to rip-off and steal from unsuspecting tourists.

Bob is one of the world's foremost authorities on street crime, scams, and identity theft. If you are interested in learning more on how to protect yourself and your loved ones when on vacations and holidays as well as in your own city or town, you may want to read his book, "Travel Advisory! How to Avoid Thefts, Cons, and Street Scams While Traveling". It may be available at your local library.

He has been interviewed on CNN, MSNBC, ABC's 20/20, The Travel Channel, The Discovery Channel, The Learning Channel, and has numerous articles written about him in USA Today, National Geographic Traveler, Fortune Magazine, Time Magazine, and The New York Times.

His book is full of humor, true stories, as well as many photos of pickpockets and street scam artists in action. In our opinion, his book is worth its weight in gold, and is a must-read for anyone who wants to learn how to protect themselves and their family when traveling, and even in their own home town. - 32534

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Identity Theft And What You Can Do About It

By Gerrad Mills

The statistical data of ID theft became so high that most people either know somebody who has had his identity robbed or have experienced it themselves. It's a appalling thing to go through and a big mess to try and get cleaned up. It can mean hours of work, calls, court cases, and plenty of bother that no-one wants to deal with. It can be something that will haunt you for years each time you try to purchase anything on credit. There are ways to protect yourself, and indeed all method of protection should be exhausted to keep your identity safe.

First, it is now against the law for corporations to print your Visa card number on your bill. This incorporates the invoice they keep. They no longer need your number. When they process it, they are given a transaction code which will reference the transaction with your Mastercard number. It doesn't have to be on either copy of the invoice. Sometimes folk will look at you funny, but I'm making a habit of checking for the number before signing the slip. Then, if they have it printed I doodle it out and then sign and hand it back to them. This is for your protection. It doesn't mean that you forecast the clerk to rob you, and they should not take it personally. What if somebody were to break into their store and steal credit card receipts? That person would have tons of information needed to thieve identities. So, cross that number out and make it illegible!

Another way to protect yourself is by checking your Visa card statements. Compare them to your invoices and make sure everything adds up. This is the best way to find out if somebody is using your card-you'll be able to find it out quicker this way and reduce the amount of damage done.

Next, keep your ATM card with you at every point. Don't let folks take it. If you hand it over to make a payment, keep your eye on it. Confirm they don't take it to a back room or somewhere out of sight. Keep your wallet open and ready to remind you to get the card back right away after the exchange is complete. Don't permit yourself to feel rushed and finish up leaving your card behind.

Last, don't reply to email phishing scams. No-one should be asking you for your ATM card, Social Security ID, or other information by e-mail. Corporations should not operate this way, and it's generally an elaborate trick by someone who is not affiliated with your bank in the slightest. They are just making an attempt to trick people into giving out personal information so they can thieve identities.

These are just a few ideas to keep in mind to keep your identity safe. I. D. theft has become so common that it's important to take each measure to keep your info safe. Do all that you can to avoid having this happen to you and if it does, attempt to catch it early to avoid a large amount of damage. - 32534

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The Truth About Services Offering Protection Against Identity Theft

By Lakiesha Lehman

Someone stole my brother's identity ten years ago. In a week, he was hit with four $300 charges, and the bank wasn't too happy with him. After a few days they finally sided with him and cancelled those charges from ravaging his credit and gave him new bank account information.

The horrifying thing about the whole experience was just knowing that there was someone out there claiming to be my brother, armed with just enough personal and financial data to get into big trouble.

Thankfully, my brother was able to get beyond those problems, even though his credit still gets bothered by fraudulent charges every now and then. Luck was with him.

Losing your identity is one of the scariest things about being an interconnected, Internet based society. It's awful to lose piles of money and end up spending hours of frustrating phone calls trying to halt payment on inane purchases you never even bought. Businesses have stepped up to help protect the frightened people, and they are taking advantage of the fear to score serious cash. For a fee, you too can join in on the madness.

No Tracking

Protection against identity theft is not customer friendly; there is no possible way for customers to see how effective these service providers really are, or if they are improving computer security at all.

Most companies center their efforts around checking your credit score regularly so no charges can slip past you without you being aware of its presence. There's nothing complicated about reading your credit report -- you could do it too, for much cheaper, I might add. So, not counting this, what exactly do these businesses do?

There is no good answer to this question, which bothers every consumer who dares to pay these businesses money for theoretical security. Since there are no methods to tracking their actions, you have to accept everything they tell you as fact. The only way to measure their success is to consider if your identity has been stolen since you began working with them. If not, then it stands to reason that the new security must have paid off, right?

Well, not really. You'll never really know.

Featureless Services

Protection against identity theft can bear prices both high and low, though neither type has its services explained completely. Now, consider this: almost everything these companies offer to do for you, you can do even better, for less cash. Why let someone else do it when it's just within your reach. If you have some spare time to devote to keeping tabs on your credit report, you can do just as well.

Protection against identity theft is crucial to maintaining your financial security, but throwing money at strangers to read your credit report just doesn't make sense in the long run. - 32534

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Basic Identity Theft Information

By Harvey Warmuth

According to the FBI, identity theft is continuously increasing. It is important to be aware of the dangers in this crime because it can hurt your credit and cost you a lot of money. It is important to be aware that you can get identity theft protection.

Anyone can be a victim of identity theft and there are a number of things you can be aware of to protect yourself. Some things you should know include how thieves get your information, how they use it, and what warning signs should be noticed.

Your trash, mail, emails, and even your accounts are at risk of identity theft. Organizations that you deal with have information that can put you at risk and will need to be protected. These businesses include your cell phone company, gas, and electric companies. However, other organizations may need to protect your information as well.

Thieves are able to use your personal information to get themselves cell phones or even credit cards that are billed to you. Without your awareness, thieves steal your information and take out loans that you will have to pay back.

You should protect yourself by carefully evaluating changes, including strange bills or debts. For example, if you find that you are missing your bills for the month or even not getting mail for days in a row, you should react immediately to know for sure that you are not a target for identity theft.

There are protections, rules, and regulations that are designed to protect you from identity theft. These are regulations the FTC has developed that all organizations must follow. There are even fines that organizations can receive if they do not follow these rules and regulations.

Warning signs and protection methods are the best ways to prevent identity theft. It is also important to find identity theft protection that will assist you in protecting your important information, including your name and your identity. - 32534

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Buyer Beware of Unsolicited Calls from Phony Debt Collector

By Tim McBride

The Better Business Bureau has reported a massive increase in telephone calls from phony debt collectors, people or companies calling unsuspecting consumers claiming to be a collection agency and millions of people fall victim to identity theft every year.

According to the website EveryCall.us, there has been a surge in consumers reporting harassing calls from companies like NCO Financial Systems which call repeatedly throughout the day requesting personal information about friends and family members. It is unclear if these calls are legitimate or not, but experts warn to ensure the legitimacy of the caller before surrendering any personal information. Consumers have reported telephone calls from literally hundreds of other purported debt collection organizations, many of which have a poor rating with the BBB or simply do not exist and are front companies for scam artists to commit fraud.

If you receive a call from a company claiming to be a debt collector, be sure to do your research about the company to confirm that they are a legitimate debt collection company. You can visit any number of internet websites and search by the telephone number that called you to learn more about the caller before you give out any information.

Do not give out any financial information or other personal information. This may seem obvious to many, but you would be surprised how convincing some of these callers can be. For instance many callers claim to be your bank and can easily sound like they are legitimate when in fact they are not.

Never send money via wire transfers or make any other payment based solely upon a telephone solicitations, this is a common scam that millions of people fall victim to each year.

Don't fall victim to identity theft, do your homework the next time you get a suspicious telephone call make sure that you know whose calling you before you provide any personal details, financial information or other personal information that can be used to steal your identity. - 32534

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Personal Data Protection And What It Means In The US

By Frank Sanders

The US and how it views personal data protection -- and whether or not such protective measures as are instituted are vigorous enough -- should serve to give pause to many people in the country as far as it concerns personal data and how it is used or collected. It might surprise people, but much personal data is available to just about anyone who wants it.

At present, data privacy is neither assured nor very well legislated or regulated in the US. There are, in fact, a great many people or organizations that can require or use or obtain a credit report when a person goes to apply for a job or purchase an automobile or the like. Also, the US has no single controlling authority when it comes to regulating data collection or usage.

When it comes to the use, storage or acquisition of personal data, the weaknesses in the system can greatly affect how secure it is. This should serve to give pause when one realizes that anybody who takes the time to enter in data that has been collected on someone is considered to be the owner of that data even if they never took the time to obtain permission to to gather it.

It is also the case that the existing laws -- such as the Health Insurance Portability and Accountability Act -- actually are structured more along the lines of taking steps to ensure the smooth flow of personal data that was collected rather than the institution of vigorous protective mechanisms to make sure the data that was collected is sufficiently protected from theft or unauthorized usage.

And even though the United States Supreme Court recognized in a landmark decision that there existed within the Constitution and Bill of Rights a defined right to privacy is also the case that only a few states actually recognize an individual right to privacy. The lone exception seems to be California, which values individual privacy ahead of much of anything else.

When it comes to items that can be utilized to protect the privacy of personal data that is going to end up in information systems, there are a number of effective tools that can be utilized. Collectively, they are known as "privacy enhancing technologies, " or PET. They generally consist of computer tools, mechanisms or applications that can be applied to safeguard online privacy.

A few examples of such enhancing technologies are mechanisms that can generate random IP addresses and disposable e-mail addresses along with what are called anonymizers. These tools help wash a person's identity through many different channels so that the end result is no reliable identity can be established while a person is online.

As far as the implications for personal data protection in the United States, it should serve as a reminder that as increasing numbers of people begin making use of online mechanisms and other tools that exist in cyberspace in need will become greater than ever to ensure strong privacy exists. This includes strengthening laws that can work to help eliminate the possibility of personal data theft. - 32534

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Having The Best Yet Inexpensive Identity Theft Insurance

By Benedict Perez

Identity theft insurance now proliferate the market as the crimes pertinent to identity theft also arises especially in the United States and some parts of Europe. Having to ensure that it really works for the kind of lifestyle you have also made it a bit difficult for anyone to choose the right plan. You can now see difference id theft protection plans offered either by some banks and insurance companies. But the question is have you already figured out the right type of policy for you?

While others are already looking for the perfect identity theft insurance plan for the kind of budget they have, some others are still having the second thought of whether to have this kind of insurance of not. Aside from being given a wide array of choices for it, some people simply do not have any idea about this thing and how it works to protect them from being victimized by identity theft. It is often the dilemma hounding most people who do not know much what this kind of insurance policy can do for them.

One of the things you need to look out for before purchasing a policy it its efficiency and the reputation of the company from which you shall purchase it. These are really essential so you can make sure having only the best policy that is worth the money you shall spend for it. It would therefore help a lot to set some parameters in trying to choose only the best identity theft insurance.

You need to make sure purchasing identity theft insurance policy from reputable insurance companies. Choose those who have already proven its worth for quality service and products. This way you can be sure of having not only the right but also the best insurance policy for identity theft you deserve to have.

Other than being concern of your money's worth you also need to make sure the policy will really work out the way you want it to be. In simple term it should therefore serve its purpose. Just like any other things that you need to spend on, having to purchase this kind of insurance, you also need to ensure having your money's worth. No matter what it takes try to have the most efficient yet inexpensive identity theft insurance. - 32534

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